# Payments and Transactions
Accepted payment methods, transaction processing, and viewing your history.
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### Accepted payment methods
Method
Provider
Details
Credit/Debit Cards
Stripe
Visa, Mastercard, Amex, Apple Pay, Google Pay
Crypto
Depay
USDC on Solana and Ethereum Network $ANIME, $ARB (1.5% conversion fee)
Vouchers
Oshi
Redeem for Valor Points (no conversion fee)
The minimum contribution is $5 USD.
#### Credit/Debit Cards and Digital Wallets (via Stripe)
Pay with any major card, Apple Pay, or Google Pay. All transactions are processed in USD.
#### Cryptocurrency (via Depay)
Accepted tokens: $ANIME (Arbitrum, Ethereum), USDC (Solana, Ethereum), $ARB (Arbitrum). All crypto is converted to USDC at the time of transaction, with a 1.5% conversion fee applied automatically.
Oshi accepts cryptocurrency strictly as a payment method. We do not airdrop, distribute, or reward users in volatile or non-stable tokens. All contributions are converted to USDC and go directly toward supporting the campaign and its creators. If you've been looking for a reason to put your tokens to work, this is it.
**Paying with $ANIME**
Oshi supports $ANIME payments on both Arbitrum and Ethereum networks through DePay.
> **๐ก Having trouble paying with $ANIME?**
>
> DePay processes $ANIME payments through token swaps, which means the exact amount needed can fluctuate slightly during checkout. If you see a "Not Enough Funds" error, it doesn't always mean you're short โ the swap may need a small buffer to complete.
>
> **What to try:**
>
> **Add a buffer.** Hold slightly more $ANIME than the checkout amount to account for swap fluctuations. A 5โ10% buffer is usually enough.
>
> **Switch to Ethereum.** $ANIME is accepted on both Ethereum and Arbitrum, but Ethereum typically has better liquidity for swaps. If your transaction isn't going through on one network, try the other.
>
> **Try again.** Swap success depends on available liquidity at the time of the transaction. If it fails once, waiting a moment and retrying can work.
>
> If the issue persists, contact us at or reach out on [Discord](https://discord.gg/oshi).
**$ANIME and $ARB Emblem**
$ANIME and $ARB supporters will each earn an exclusive Emblem on their Oshi profile as part of a mid-campaign update. You'll be notified when it's in your collectibles.
#### Voucher Coupons
Voucher codes are distributed through promotions, partnerships, and Discord community events. Each code has a set Valor Point value. To redeem, enter your code during the contribution flow.
Voucher redemptions count toward your rank progression and referral Merit. However, vouchers do not count toward the Live Contribution Tracker milestones on the Leaderboard.
***
### How contributions work
When you contribute, the platform auto-fills the amount needed to reach your selected tier based on your current Valor Points. For example, if you have 500 Valor and want to reach Petty Officer (2,000 Valor), the amount will default to the difference.
You can also enter a custom amount, as long as it meets the $5 minimum.
After your payment is confirmed, you'll see a one-time contribution message prompt. You can write a personal message, use the pre-filled option, or skip it entirely. Your message appears on the campaign's contribution stream. Each account gets one message.
***
### Transaction processing
All Valor Points and rewards update immediately on successful payment. You'll see a real-time status indicator (Processing, Success, or Error) and a confirmation showing your updated rank and points.
> ๐ **Rewards not appearing?** Wait 5 minutes, then contact support if they still don't show.
***
### Transaction history
To view your full transaction record:
1. Click the profile icon (top right)
2. Select "Transaction History" from the menu
3. View all transactions with dates and amounts
***
### Currency
All prices are displayed and processed in USD. International cards are accepted.
***
### Regional availability
Oshi is available globally with the following restrictions:
Participation is not available in countries subject to OFAC (Office of Foreign Assets Control) sanctions or other applicable international trade restrictions. This applies to all payment methods.
For the full list of restricted regions and eligibility details, refer to the [Terms of Service](https://gate2.oshi.co/terms).
***
### Refund policy
> โ ๏ธ **All contributions are final and non-refundable.**
**Contribution disputes:** If a contribution is cancelled or disputed, corresponding Valor Points, Merit, and rewards will be removed.
**Chargebacks:** Handled per card network rules. If a chargeback is successful, Valor Points are revoked and associated ranks and rewards are forfeited.
For complete details, see [Refund Policy](/help-and-support/refund-policy.md).
***
**Related articles**
* [Refund Policy](/help-and-support/refund-policy.md): Complete refund and dispute policy
* [Getting Started](/start-here/getting-started.md): Step-by-step contribution guide
* [Reporting Issues or Bugs](/help-and-support/reporting-issues-or-bugs.md): How to report payment problems
**Need help?** ยท [Discord](https://discord.gg/oshi)
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